Apply for your provincial health insurance card immediately upon arrival. Each province and territory manages its own healthcare system, so eligibility requirements vary slightly. Expect a short waiting period before coverage begins.
Understanding Your Coverage
Your provincial health insurance plan covers medically necessary doctor visits, hospital stays, and many other services. However, it usually doesn’t cover things like dental care, vision care, or prescription drugs (exceptions exist for specific programs). Consider private health insurance to supplement coverage for these.
Finding a Doctor
Contact your provincial health authority to find a family doctor in your area. Expect some wait times to secure an appointment with a new family physician. Online resources and community health centers are helpful resources for locating medical professionals.
Prescription Drugs and Medication
Provincial plans typically don’t cover prescription drugs directly. Look into provincial drug plans for seniors or low-income individuals. Many employers provide extended health benefits including prescription drug coverage. Explore your options carefully.
Emergency Care
Access to emergency medical services is immediate and universal. Dial 911 for ambulance services in any medical emergency. Emergency rooms are readily available throughout Canada.
Children’s Healthcare
Children are covered under provincial health insurance plans, just like adults. Ensure you register your children for coverage as soon as possible. Provincial healthcare plans generally include routine childhood vaccinations.
Immigrant-Specific Resources
Many immigrant-serving organizations offer assistance with navigating the Canadian healthcare system. Check with local settlement agencies for support and guidance. These organizations often provide translation services and information tailored to your specific needs.
Health Insurance for Temporary Residents
Temporary residents should investigate the health insurance options specific to their visa status. The details vary significantly based on visa type and length of stay. Check the Government of Canada’s Immigration, Refugees and Citizenship Canada (IRCC) website for precise information.
